Insurance for Drug & Alcohol Rehab

Don’t let cost stop you from getting professional help for an alcohol- and drug-free life. Learn what your insurance plan covers with our confidential insurance verification tool.

Insurance Shield

Does My Health Insurance Cover Rehab?

Many insurance companies cover some or all costs of professional rehab treatment at The Recovery Village Columbus. However, there may be additional out-of-pocket costs or deductibles to consider.

We work with you so you’re confident about starting care with us. When you call, our Recovery Advocates can: 

  • Ensure our facility is in-network with your plan

  • Take you step-by-step through your benefits

  • Go over your specific copays, deductible & out-of-pocket maximum

  • Contact your insurance provider on your behalf, if necessary

Not having health insurance or enough coverage shouldn’t stop you from getting the care you need. Private pay options are also available at The Recovery Village Columbus. 

If we are not the best fit for your treatment, our admissions team can refer your care to other rehab facilities that can take your insurance or meet your financial needs. These facilities can help you navigate Medicaid coverage, payment plans, medical loans, and government grants.

Deductible

This is the amount you pay for covered health care services in a given plan year before your insurance starts to pay for them. For example, if you have a $3,000 deductible, you pay for the first $3,000 of covered services yourself. Once you’ve spent $3,000 on covered health care services, you only have to pay coinsurance and copayment costs — your health care plan will cover the rest.

Copayment

A copayment is the fixed amount you are required to pay for a covered health care service, like a doctor’s office visit or a trip to the emergency room. Copayments may take effect before or after your deductible is paid, depending on your health insurance plan. This information is not shown on our health insurance verification form.

Coinsurance

Your coinsurance fee is the percentage of the cost of a covered health care service that you must pay once your deductible is paid in full. For example, if you’ve paid your deductible, the allowed amount for a doctor’s visit on your plan is $100, and your coinsurance is 20%, you will pay 20% of $100, or $20.

Out-of-Pocket Maximum

This is the maximum amount of money you are required to pay for covered services in a given plan year. Once your out-of-pocket maximum amount is spent on deductibles, copayments and coinsurance fees, your health care plan pays 100% of any additional costs of covered health care services.

Policy Effective Date

This is the day your insurance company begins to help pay for your health care costs. Enrollment in a health insurance plan must be done either during the open enrollment period, usually held for a set amount of time once a year, or during a special enrollment period. Special enrollment periods begin after a qualifying event, like marriage, the start of a new job, the birth of a baby or the loss of health care coverage, and usually last for about 90 days. Your policy effective date is determined after you’ve enrolled, and usually falls a few weeks or months after your initial enrollment date.

Questions? We are available 24/7. Call 614-362-1686 Now.

Find Out If You’re Covered

Call us to go over your specific insurance plan.

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What To Expect

When you call our team, you will speak to a Recovery Advocate who will answer any questions and perform a pre-assessment to determine your eligibility for treatment. If eligible, we will create a treatment plan tailored to your specific needs. If The Recovery Village is not the right fit for you or your loved one, we will help refer you to a facility that is. All calls are 100% free and confidential.

All calls are 100% free and confidential.