Our online insurance verification tool is HIPAA-compliant, so your information stays completely confidential.
Many insurance companies cover some or all costs of professional rehab treatment at The Recovery Village Columbus. However, there may be additional out-of-pocket costs or deductibles to consider.
We work with you so you’re confident about starting care with us. When you call, our Recovery Advocates can:
NO INSURANCE?
Not having health insurance or enough coverage shouldn’t stop you from getting the care you need. Private pay options are also available at The Recovery Village Columbus.
If we are not the best fit for your treatment, our admissions team can refer your care to other rehab facilities that can take your insurance or meet your financial needs. These facilities can help you navigate Medicaid coverage, payment plans, medical loans, and government grants.
Our insurance verification system estimates your in-network and out-of-network coverage in a matter of seconds. To help you understand this complex information better, here are some terms to know:
The deductible is the amount you need to pay for covered healthcare services within a specific plan year before your insurance coverage begins. For instance, if your deductible is $3,000, you are responsible for paying the initial $3,000 for covered services. After you have spent $3,000 on covered healthcare services, you will only be responsible for coinsurance and copayment costs, while your healthcare plan will cover the remaining expenses.
A copayment represents the predetermined, fixed amount that you need to pay for a covered healthcare service, such as a visit to the doctor’s office or an emergency room. The specific timing of copayments, whether before or after your deductible is paid, depends on the details of your health insurance plan. This information is not included in our health insurance verification form.
Your co-insurance fee is the percentage of the cost of a covered health care service that you must pay once your deductible is paid in full. For example, if you’ve paid your deductible, the allowed amount for a doctor’s visit on your plan is $100, and your coinsurance is 20%, you will pay 20% of $100, or $20.
This is the maximum amount of money you are required to pay for covered services in a given plan year. Once your out-of-pocket maximum amount is spent on deductibles, co-payments and co-insurance fees, your health care plan pays 100% of any additional costs of covered health care services.
This is the day your insurance company begins to help pay for your health care costs. Enrollment in a health insurance plan must be done either during the open enrollment period, usually held for a set amount of time once a year, or during a special enrollment period. Special enrollment periods begin after a qualifying event, like marriage, the start of a new job, the birth of a baby or the loss of health care coverage, and usually last for about 90 days. Your policy effective date is determined after you’ve enrolled, and usually falls a few weeks or months after your initial enrollment date.
Whether you or a loved one is struggling with addiction, a mental health disorder or both, we can help. Give us a call today to take the first step.
The Recovery Village Columbus offers comprehensive addiction treatment for drug and alcohol addictions and co-occurring mental health conditions.
Medical Disclaimer: The Recovery Village aims to improve the quality of life for people struggling with a substance use or mental health disorder with fact-based content about the nature of behavioral health conditions, treatment options and their related outcomes. We publish material that is researched, cited, edited and reviewed by licensed medical professionals. The information we provide is not intended to be a substitute for professional medical advice, diagnosis or treatment. It should not be used in place of the advice of your physician or other qualified healthcare provider.
