Multiplan Drug & Alcohol Rehab Insurance Coverage

Last Updated: August 30, 2023

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The Recovery Village Columbus partners with most insurers and is part of many third-party networks, including MultiPlan insurance.

You may already be overwhelmed when thinking about addiction treatment for yourself or someone that you love. The last thing you want to think about is how you’ll pay for this life-saving treatment, but it’s more accessible than most people initially think. Most insurers offer coverage for rehab and addiction treatment programs, including MultiPlan insurance.

MultiPlan Insurance Provider Overview

MultiPlan, within the context of being an insurer, works a little differently. It helps people by connecting insurance plans with care providers, which helps reduce healthcare costs. MultiPlan started in the 1980s and is still the oldest independent PPO in the country, working with more than a million providers. Millions of people have an insurer working with MultiPlan to expand their treatment options.

MultiPlan Insurance Plans and Coverage Levels

MultiPlan is a preferred provider organization (PPO) facilitator. The company isn’t a direct insurer. Rather if you’re a patient, you can get MultiPlan services through a health plan administrator or payer of medical bills. MultiPlan arranges discount rates for healthcare providers and connects people to care providers who are part of their PPO network. There are services provided for government and commercial health programs as well. The coverage is part of their network if you have insurance through a carrier working with MultiPlan.

Does MultiPlan Insurance Cover Drug and Alcohol Rehab?

Because MultiPlan is a direct health insurer, it will not necessarily cover drug and alcohol rehab. Instead, the company establishes a program network and insurance products. Then, companies that are direct insurers can use the network to offer PPO coverage to their members. Your qualifications for rehab for drug and alcohol addiction are based on your network, plan and state. With PPO plans, you can work with providers of your choosing without a referral but will likely have to pay out-of-pocket costs.

Does MultiPlan Insurance Cover Inpatient Rehab?

Inpatient or residential rehab can be a critical step in a continuum of care when someone is struggling with addiction. The costs of inpatient rehab are higher than an outpatient program in most cases because it includes room and board and around-the-clock care. MultiPlan doesn’t directly provide coverage for an inpatient treatment program, but you can go to a facility in its network.

Does MultiPlan Insurance Cover Outpatient Care?

Outpatient rehab varies in intensity and the amount of time required each week. It can be an intensive program like a partial hospitalization program where you receive the treatment most of the day and return home at night or a flexible treatment program requiring just a few hours each week. Regardless, you can go to providers in the MultiPlan network without a referral.

MultiPlan Insurance Mental Health Services Coverage

Under the Affordable Care Act, insurers must provide coverage for mental health services and behavioral health care similar to what’s offered for physical health care. You may have mental health services coverage based on your medical needs. Specific types of therapy that may be available to you include: 

  • Cognitive behavioral therapy
  • Dialectical behavioral therapy
  • Eye movement desensitization and reprocessing, primarily for processing traumatic events or experiences

Addiction Treatment Options for MultiPlan Insurance Members

Different levels of care are part of the recovery process and treating addiction. If your insurer is part of MultiPlan’s network, the addiction treatment services that might be available to you include:

  • Medical detox
  • Inpatient residential programs
  • Partial hospitalization programs
  • Intensive outpatient rehab
  • Outpatient treatment

MultiPlan Insurance Treatment Duration

A residential rehab stay is typically 30, 60 or 90 days for most people but can be longer, based on your treatment plan. Most insurers will cover inpatient rehab, although they might limit the length of treatment they’ll cover. The factors that can play a role include medical necessity, where you receive treatment and the type of treatment you receive.

Ohio Rehab Facility Accepting MultiPlan Insurance

The Recovery Village Columbus is one of the leading addiction treatment centers in Ohio, and we work as part of the MultiPlan network. If you’d like to learn more about treatment, please reach out to our Recovery Advocates. You can also fill out our insurance verification checker or talk to MultiPlan directly. Our Recovery Advocates are here if you’d like to take the next step toward treatment or learn more.

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What To Expect

When you call our team, you will speak to a Recovery Advocate who will answer any questions and perform a pre-assessment to determine your eligibility for treatment. If eligible, we will create a treatment plan tailored to your specific needs. If The Recovery Village is not the right fit for you or your loved one, we will help refer you to a facility that is. All calls are 100% free and confidential.

All calls are 100% free and confidential.